UK Driver Risk Report: A Path to Lower Crashes & Costs

London, UK – [September 23, 2025] – Commercial fleets are under increasing pressure as claims costs rise, repair costs escalate and insurance requirements tighten. With an average of five road fatalities every day, evidence of worsening driving behaviours and corporate manslaughter legislation placing directors under increasing scrutiny, the stakes for operational resilience and employee safety have never been higher. SambaSafety, the leading provider of driver risk management solutions, announces the release of the 2025 Driver Risk Report: Current Trends Shaping UK Motor Risk, a landmark study analysing trends in driver safety and compliance, and the impact on commercial motor insurance.    

The report leverages SambaSafety’s extensive network of telematics, claims and licence data, to deliver a comprehensive view of the nation’s risk landscape. The findings highlight the urgent need for a proactive, data-led approach to driver safety, from professional drivers to contractors and grey fleet risk. 

Key Findings from the UK Driver Risk Report: 

• Driver tenure matters: SambaSafety’s UK study reveals the highest crash risk occurs between 24–36 months in role, often linked to overfamiliarity and complacency.
• Early-stage risk: The first six months in a driving role rank second for risk, underscoring the need for structured onboarding and continuous post-hire training.
• Speeding dominates collisions: In 2023, 58% of UK road crashes involved speeding, with over 16,000 fatal incidents tied to drivers aged 21–39.
• Top offences: Speeding accounts for 38% of endorsements, followed by careless and reckless driving at 25%.
• Telematics adoption accelerates: 64% of commercial insurers currently offer or plan to offer telematics-based risk solutions within the next year.
• Training impact: 74% of fleets use telematics data for driver training; more than 70% report fewer crashes and claims when paired with targeted e-learning.
• Proven ROI: Data-driven safety programmes deliver measurable results—one large fleet cut third-party claims spend by 24% and reduced claim frequency by 22%.

Building on SambaSafety’s widely recognised U.S. Driver Risk Report, this UK edition provides actionable insights into driver behaviours, road safety challenges and market trends. It calls organisations to prioritise data-led safety programmes, wellbeing and accountability across all levels of operations.  

“Our UK findings echo many of the themes in our U.S. report—speed and distraction-related incidents are rising and require urgent attention. Risk isn’t random, it’s behavioural and overwhelmingly predictable,” said Matt Scheuing, chief executive officer of SambaSafety. “Organisations that leverage actionable data to embed driver safety into their operations consistently see measurable improvements: fewer crashes, lower costs and more favourable insurance terms.”  

The UK Driver Risk Report is available now.  Download your free copy by visiting the link below!

About SambaSafety:     
SambaSafety is a recognized innovator and leading provider of cloud-based risk management solutions for over 15,000 organisations with automotive mobility exposure, including many on Fortune’s Global 500 list. Employers and insurers benefit from SambaSafety’s continuous risk monitoring, intuitive insights and eLearning solutions. Through the collection, correlation and analysis of telematics, claims, licence and corporate data sources, our flexible, end-to-end capabilities enable businesses and insurers to better evaluate and mitigate driving risk, accelerate product development, reduce crashes and foster safer communities.