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Best Practices for Driver Risk Management

November 5, 2018

Steve Bryan

Best Practices for Driver Risk Management

Do you know who’s behind the wheel for your company?

Let’s begin with a question: Do you know who is behind the wheel? The reality is that for many enterprises with employees who drive as part of their job, the answer is, “I think so,” or maybe, “no.” Driver risk management has recently become a top issue for many organizations since it directly affects budgets and the bottom line. The fact that there are more than 100 million people driving for work-related activities on U.S. roads and many of them have invalid, suspended or no driver’s license at all should be cause enough for concern. But combining this with the facts that: 1) most organizations’ budgets are at best flat 2) P&C insurance rates are rising 14% every 2 years 3) 90% of crashes are due to human error 4) there are fewer qualified drivers available today 5) the number of lawsuits around negligence are skyrocketing and it becomes clear that understanding exposure to driver risk is imperative for every organization. What you don’t know can hurt your bottom line.

FATAL OCCUPATIONAL INJURIES IN 2011

Employers lose an estimated $60 billion a year and nearly 3 million workdays to motor vehicle accidents. Of that total, nearly $40 billion is directly attributable to on-the-job crashes involving employees.

35%

Incidents involving a motor vehicle

15%

Falls, trips and slips

15%

Contact with objects or equipment