Underwriting executives and product line managers can improve underwriting performance, uncover hidden risk, write more accurate quotes, cut costs, and keep combined ratios low with comprehensive data and valuable insights necessary to pre-screen your customers.
Gain access to Department of Motor Vehicles (DMV) records in all 50 states, Canada, Puerto Rico and the District of Columbia to provide actionable insight into all your driver types. With our complete and historic set of driver data, agency owners and managers can make more informed decisions about carrier selection, enhance the efficiency of their agencies, and improve their quote-to-bind ratio by targeting only those clients with an acceptable level of risk.
Thanks to a more in-depth view of driver behavior and risk, C-suite executives can optimize acquisition costs, improve the customer shopping experience, increase close ratios and conversion rates, and enhance overall profitability.
Comparative raters need current, detailed information to provide consumers and agencies with the most accurate numbers. We can help product managers can accurately assess risk, increase their quote to bind ratio, and increase profitability with our data insights.
“We’ve reduced our reliance on self-reporting. Being able to flag drivers before they tell us there’s an issue complements the mandatory self-reporting policy and makes safety much more efficient.”
– Shetikka R. Senior Risk & Safety Analyst
Drivers with a violation are 1.5x more likely to have had a major violation in the last 3 years.