There are an estimated 30-40 million company drivers using their own vehicle or rental car to meet with customers, travel to a patient, visit offices or job sites, run errands for their employer or do part-time work. These hired and non-owned drivers represent one of the most unmonitored high-risk groups for businesses today. This poses a huge financial risk for companies and their commercial insurance carriers – if an employee involved in a crash has a lapse in insurance coverage or is underinsured for their policy, the employer and the insurer are still on the hook. If a major crash involves a DUI or worse, litigation most likely will lead back to the employer AND to the commercial insurer.