If one of the drivers you cover incurs a moving violation, it will affect their risk — to both themselves and your company — almost immediately. If you’re going to underwrite a policy for a driver, you need to know about new violations quickly and easily.

Configure the underwriting guidelines you want to write against in real-time with V Detect.

Configure Underwriting Guidelines

Customizable Smart Triggers

Find Specific Violation Activity

Optimize Acquisition Costs

Improve Close Ratios

Improve Customer Shopping Experience

Benefits of V Detect

For insurance carriers to improve underwriting performance, you need to reduce premium leakage — the money you lose by underestimating the risk posed by a particular customer. V Detect grants you quick, cost-effective access to violation detail so you can do just that.

During the bind phase, V Detect can also help you reduce MVR spend by granting you faster access to the data you need — all at a greatly reduced cost.
And when you renew your policies, you can dive into new violation data to give clarity into your customers’ risk and reveal surcharge opportunities.

V Detect - Benefits

V Data

At the core of all our Volta products is V Data. V Data is a vault of nearly 700 million records, from current and archived MVRs to court records, background checks, outstanding lawsuits, and more. Any time we pull data for a driver, it goes into the vault. What does that mean for you? It means instant access to comprehensive, searchable, filterable driver info, with no extra cost or waiting.

Driver Safety Made Simple.

“We’ve reduced our reliance on self-reporting. Being able to flag drivers before they tell us there’s an issue complements the mandatory self-reporting policy and makes safety much more efficient.”

– Shetikka R. Senior Risk & Safety Analyst


Increase of fatal crashes between 2009-2017 involving a large truck or bus.