The Challenge
Leading into implementation, the captive faced sustained inflationary and severity pressure on loss costs. Without intervention, actuarial modeling projected loss cost per vehicle trending toward $900 to $1,100. They needed a scalable way to identify risk, drive behavioral change, and stabilize the captive, while consistently taking on more risk.
The Solution
SambaSafety’s monitoring capabilities were implemented across all members, taking a year-long, scaled approach to implementation. With full monitoring adoption in place, and half of the accounts leveraging SambaSafety’s integrated training, the platform immediately began surfacing risk signals across the driver population for members to take action on.
SambaSafety can support implementations in as little as 30 days.
The Results
Over a 24-month period, the captive delivered measurable results across both financial and safety metrics. Projected claims costs avoided reached $2.5 million, alongside a 34% reduction in loss cost per vehicle. On the driver safety side, 463 high-risk violations and 57 suspended drivers were surfaced within the first six months alone.
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