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SambaSafety
Risk Cloud

The insights you need to evaluate, monitor, and reduce driver risk, consolidated from more than 3,000 data sources into one
comprehensive risk profile for every driver.

sambasafety-us-risk-cloud

Still Piecing Together Driver Risk from Multiple Systems?

To understand the full picture of risk a driver presents, you need visibility into several different sources: license status, violations, CSA inspections, telematics, cameras, crash and claims history, and court records. The problem is, these insights typically live in disconnected systems that don't talk to each other, making it difficult to identify and act on risk before it's too late.

The SambaSafety Risk Cloud brings it all together.

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All of Your Driver Risk Data in One Place

 

DATA SOURCE


State DMVs

 

 

What It Includes


Motor vehicle records (MVRs) for pre-hire evaluation and ongoing compliance across all 50 U.S. states and 13 Canadian provinces and territories, plus continuous monitoring with automated alerts on new violations, license status changes, and suspensions in the U.S. and license status monitoring across Canada.

Why It Matters for Risk


MVRs provide an accurate way to evaluate an individual or group of drivers. For employers, they can confirm that an employee is legally qualified to drive and provide complete driving history for evaluation, while insurers can use MVRs to price new auto policies. Continuous MVR monitoring closes the gap between periodic MVR checks, giving you year-round visibility so you can intervene early rather than discovering issues months later.


Federal FMCSA


CSA monitoring with automated alerts on roadside inspections, violations, DOT-reportable crashes, and changes to CDL statuses, medical certificates, and endorsements for regulated commercial drivers.


Reveals compliance risk invisible to state MVR records. A commercial driver can have a clean MVR but a history of federal inspections and violations that signal serious safety concerns. Continuous CSA monitoring helps you address compliance issues before they lead to audits, Out-of-Service violations, or costly litigation.


Global Telematics


Telematics monitoring with near-real-time alerts on speeding, high-risk trips, crashes, and other risky driving behavior from a fleet’s existing telematics devices, cameras, and ELDs via more than 100 Telematic Service Provider (TSP) integrations.


Captures leading indicators of risk that have not resulted in a violation yet. Patterns like repeated harsh braking or phone use predict future incidents and give safety managers the opportunity to intervene before those behaviors lead to violations or crashes.

Insurers and brokers gain forward-looking signals that help anticipate losses, engage policyholders earlier, and reduce claims frequency over time.


Local Courts


Court-adjudicated traffic violations, dispositions, and related public records that can supplement or replace state MVR data.


Court-adjudicated records fill jurisdiction gaps in state MVR data. Because every record reflects a confirmed disposition, employers can act on alerts without triggering wrongful termination or EEOC exposure. Confirmed data you can act on is more valuable than faster data you can't.


Crash and Claims History


Crash history, at-fault determinations, claims frequency, and claims severity from an insurer or organization’s records.


Not all crashes result in DMV-reportable events. Minor incidents like parking lot collisions often go unreported on MVRs, creating blind spots in a driver's risk profile. Crash and claims history fills that gap by connecting financial exposure to behavioral risk, giving fleets a more complete picture than MVR data alone and insurers and brokers the loss patterns that drive underwriting and renewal strategy.


Training History


An online training library featuring more than 400 mastery-based courses, with complete records of all courses assigned to each driver and their completion status.


Seeing what training has been assigned tells you intervention has occurred and helps you determine how successful it was. Without this data in the same view as violations and incidents, managers lack the context to know whether a driver has already been coached on the behavior they're seeing. Complete training records also document your intervention efforts, providing proof of due diligence in the event of an audit, claim, or litigation.

From Fragmented Data to Clear Risk Intelligence

With a high volume of data flowing in, having access to driver risk information is only the beginning. The real challenge is making sense of it. The Risk Cloud transforms vast, fragmented data into clean, comparable information: violation codes are standardized across all 50 U.S. states so a speeding violation in Texas reads the same as one in New York. Thousands of daily telematics events are filtered and contextualized so managers see the high-risk patterns that require action, not the noise.

The result is a comprehensive risk profile for every driver and a single Risk Index score that shows exactly where risk lies and who needs attention. It’s then transformed into a unique suite of capabilities that allow insurers and fleets to evaluate, manage, and take action on risk throughout the lifecycle of a policyholder or driver.

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What You Can Do with the Risk Cloud

Complete visibility into driver risk is only valuable if you can act on it. The Risk Cloud simplifies every stage of the risk lifecycle for fleets and insurers alike, from evaluating driver risk and continuously monitoring for changes to improving outcomes and proving results. One platform that gives fleets the tools to reduce risk and insurers the data to recognize it.

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Risk Assessment

Get the right data to make faster, more confident pricing decisions at quote or renewal. Underwriters access a point-in-time view of driver risk using a range of data services, up to and including an MVR, designed to support different stages and use cases. This flexible approach gives insurers more control over spend while maintaining accurate, reliable risk assessment where it matters most.

Motor Vehicle Records »
Driver Risk Assessment »

Underwriter assessing driver risk

Risk Monitoring

Replace periodic MVR checks with year-round visibility. Receive automated alerts when violations, license status changes, CSA incidents, or high-risk telematics events are detected, so you know about emerging risk while the window for corrective action is still open. Brokers and risk control teams use the same continuous insights to stay close to policyholder performance between renewals.

Driver Risk and Activity Monitoring »

Fleet manager monitoring driver risk

Risk Improvement

Act on risk intelligence with targeted, behavior-specific training assigned directly from monitoring alerts. With AI-driven course recommendations and more than 400 mastery-based courses, managers go from alert to training enrollment in minutes. Track completion, measure the impact of interventions, and see risk scores improve over time.

Online Driver Training »
Data and Analytics »

Fleet improving driver risk

Risk Consulting

Risk Consultants gain portfolio-level risk intelligence and actionable driver insights that enable clearer recommendations, stronger client conversations, and measurable risk outcomes. Fleets gain a structured, data-driven way to manage safety, helping them move from baseline compliance to sustained, measurable risk reduction.

Policyholder Insights »

Insurers consulting on driver risk

What Sets the Risk Cloud Apart

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The Only End-to-End Solution

No other solution connects pre-hire evaluation, continuous monitoring, risk scoring, online training, and analytics in a single platform. From first MVR to latest telematics alert to most recent training completion, everything lives in one place.

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Device-Agnostic Telematics Integration

Bring your existing telematics devices, cameras, and ELDs into the Risk Cloud without replacing hardware. Integrations with more than 100 TSPs support more than 65% of connected commercial vehicles in North America.

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Configurable to Your Safety Policy

Set risk scoring weights, alert thresholds, and dashboard views that reflect your organization's specific risk tolerance. The Risk Index scores drivers against the standards you define, not a one-size-fits-all model.

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Standardized Across Every Jurisdiction

Violation codes, data formats, and severity indicators are normalized across all 50 U.S. states and 13 Canadian provinces and territories. No more researching unfamiliar state codes. Compare drivers accurately regardless of where they operate.

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API Access for
Custom Integrations

Integrate aggregated risk data directly into your existing systems, workflows, and third-party platforms via adaptable APIs. Embed Risk Cloud capabilities into your existing workflows to meet your employees where they already work.

Frequently Asked Questions
About the SambaSafety Risk Cloud

What is the SambaSafety Risk Cloud and what data does it use?

The Risk Cloud is a cloud-based driver risk management platform that consolidates information from more than 3,000 integrated data sources, including state DMV records, federal FMCSA data, telematics devices and cameras, local court records, and crash and claims data, into a comprehensive risk profile for each driver. Organizations use it to evaluate, monitor, and act on driver risk from a single platform.

How is the Risk Cloud different from standalone MVR monitoring?

Standalone MVR monitoring tracks license changes and violations from state DMVs. The Risk Cloud adds CSA incidents, telematics behavioral data, training completion, crash and claims history, and court records into a unified view with a comprehensive Risk Index. It also includes integrated training workflows and AI-driven course recommendations, so you can act on risk intelligence without switching systems.

Can the Risk Cloud work with our existing telematics devices?

Yes. The platform is device-agnostic and integrates with more than 100 TSPs, supporting more than 65% of connected commercial vehicles in North America. You bring your existing hardware; the Risk Cloud normalizes the data alongside all other sources.

Is the Risk Cloud only for commercial fleets?

No. It serves regulated and non-regulated fleets, companies with employees who drive personal vehicles for work (hired and non-owned exposure), insurance carriers, brokers, and sharing economy platforms. Tailored capability packages address the needs of different industries and organization sizes.

How do insurance carriers and brokers use the Risk Cloud?

Carriers and brokers use the Risk Cloud to make better-informed decisions at every stage of the policy lifecycle. At underwriting, they price risk more accurately, segment accounts with confidence, and reduce loss ratios. Between renewals, continuous insight into policyholder driver risk helps risk control teams and brokers engage accounts before exposure turns into loss, supporting stronger retention and healthier books of business.

Measurable Results, Trusted by Thousands

14%

reduction in crashes
within the first 12 months

32%

reduction in monthly
violations after 12 months

77%

reduction in violations after 12 months of using monitoring and training

See the Risk Cloud in Action

Book a personalized demo to see how one platform gives you complete visibility into driver risk and the tools to act on it.

Schedule Your Demo