The Driver Risk Data Underwriters Have Been Missing
Between submission reviews and information gathering, underwriters need everything to accurately identify, assess and price risk. Unlock risk visibility across the policyholder lifecycle to:
Integrate decision-ready data directly into your quoting workflows through an API or web browser that supports efficient, repeatable decisions at scale.
Improve Quote Yield
Improve underwriting throughput with clear quote/no-quote signals earlier in the underwriting process to prioritize the right risks and spend less time on submissions unlikely to convert.
Accelerate underwriting decisions with automated risk signals from violation and telematics data to respond faster and write more profitable policies.
Better qualify new risks based on a driver’s risk history and avoid spending time on risks that won’t convert.
Increase Pricing Accuracy
Access data across more policyholders to eliminate the need for random or incomplete sampling. With access to policyholders' telematics data, underwriters can adjust pricing instantly based on actual driver behavior.
Reduce adverse selection by accurately identifying and pricing all drivers, avoiding underpriced risk based on random sampling.
Make more consistent underwriting decisions and provide objective, independent data for all underwriters to follow a common pricing logic.
Prevent unnecessary orders and reduce fraud with License Verification.
Lower Underwriting Expense
Receive standardized, actionable data early in the underwriting process and reduce back-end cleanup to improve initial quote accuracy.
Reduce state fee spend with early risk indicators that prevent the need for unnecessary MVRs and help generate significant savings on state fees.
Streamline submission review workflows by eliminating the need for manual data gathering and review with automated risk data–reducing the time spent on each submission.
We’ve Delivered High Quality Underwriting Data Solutions for 25+ Years
With our driving record data, our customers unlock:
