Volta (formerly PolicyWatch™) revolutionizes all phases of the Insurance Policy Lifecycle. By providing comprehensive insight into driver history through alternative violation data, customers can obtain cost-effective access to violation activity, reduce MVR spend, and improve underwriting performance at Lead, Quote, Bind, and Renew.

V Select - Benefits

Insurance Carriers

Underwriting Executives and Product Line Managers can improve underwriting performance, uncover hidden risk, reduce costs, and price accurately with Volta.

Lead

V Select: Pre-filter MVR orders and optimize MVR spend when determining new lead eligibility. Target or segment new leads with violation indicators.

Quote

V Select: Effectively determine new lead eligibility with violation indicators.

V Detect: Improve underwriting performance and reduce premium leakage by obtaining cost-effective access to violation detail.

Bind

V Identify: Uncover driver history to accurately price risk utilizing fraud detection.

V Detect: Reduce your MVR spend and premium leakage so you can precisely price and assess risk.

Renew

V Detect: Accurately assess renewal business by giving more clarity and revealing surcharge opportunities with violation detail.

Insurance Agencies

Agency Owners and Managers can optimize carrier selection, enhance agency efficiencies, and improve their quote to bind ratio with Volta.

Lead

V Select: Lower costs and gain effective insight to select the right carrier for your customers with violation indicators.

Quote

V Data: Streamline your customer onboarding, and improve your competitive edge with accurate violation data.

V Select: Know which quotes to opt-in, and which to opt-out of, using violation indicators to determine new lead eligibility.

V Detect: Optimize agency effeciencies and increase profitability as you reduce MVR spend and improve your customer experience with violation detail.

Bind

V Identify: Uncover driver history to accurately price risk utilizing fraud detection.

V Data: Inform your bind process with direct access to state DMV services through MVRs, Vehicle Records, and Total Loss Fee Calculations.

V Detect: Improve your quote to bind ratio, streamline your customer process, and align customers with the right carrier with cost-effective access to violation detail.

Renew

V Detect: Gain effective insight to select the right carrier for your customers with violation indicators.

Volta
Volta - Enhanced Data

Insurance Aggregators

C-Suite Executives can optimize acquisition cost, improve the customer shopping experience, increase close ratios and conversion rates, and enhance profitability by using alternative MVR data.

Lead

V Select: Improve your close ratios, effectively manage your acquisition costs, and streamline the customer process with violation indicators.

Quote

V Select: Optimize acquisition costs, improve close ratios, growth, and profitability with violation indicators.

V Detect: Accurately price without requiring the purchase of costly MVRs. Configure the underwriting guidelines you want to write against in real-time, using alternative MVR data.

Bind

V Select: Pre-filter MVR orders and optimize MVR spend when determining new lead eligibility. Target or segment new leads with violation indicators.

Comparative Raters

Product Managers can accurately price risk, improve the consumer’s experience, and increase their quote to bind ratio with Volta.

Quote

V Select: Segment and qualify new leads to match your underwriting guidelines.

V Detect: Increase the importance and value of your platform when you add violation detail.

Bind

V Identify: Uncover driver history to accurately price risk utilizing fraud detection.

V Data: Inform your bind process with direct access to state DMV services through MVRs, Vehicle Records, and Total Loss Fee Calculations.

V Detect: Improve your quote to bind ratio, streamline your customer process, and align customers with the right carrier with cost-effective access to violation detail.

Volta - Enhanced Data

Peer-to-Peer/Car Share Marketplace

Product Managers and Risk Analysts can significantly increase visibility into driver history at a reduced cost to determine eligibility for your program with Volta.

Qualify

V Identify: Pre-filter MVR orders and optimize MVR spend when determining new lead eligibility. Target or segment new leads with violation indicators.

V Detect: Increase visibility into a driver’s history by obtaining cost-effective access to violation detail. Reduce your MVR spend and reevaluate eligibility of returning customers without compromising your ability to determine eligibility.

Profitability Made Simple.