Commercial Insurance Solutions for Pricing & Mitigating Risk

Improve Quote Yield

Early quote/no-quote signals help prioritize viable risks and reduce time on low-conversion submissions. Automated risk signals from violation and telematics data accelerate decisions, enabling faster responses and more profitable policies.

Better risk qualification ensures your team focuses on opportunities aligned with your risk appetite to deliver higher quote yields and more profitable business through faster responses.

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Driver Risk Assessment | Telematics Aggregation

Increase Pricing Accuracy

Comprehensive policyholder data eliminates random or incomplete driver sampling limitations. Telematics insights enable pricing adjustments based on actual driver behavior, while objective data ensures consistent pricing logic across your book.

This transforms pricing from guesswork into precision, improving operating ratios through more accurate risk assessment.

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Driver Risk Assessment | Telematics Aggregation

Lower Underwriting Expenses

Early, standardized data improves quote accuracy and eliminates costly back-end cleanup. Risk indicators help avoid unnecessary MVRs, saving on state fees while streamlined workflows reduce processing time per account.

With routine tasks automated, underwriters focus on complex risk assessment and relationship building which lowers operational costs and improves capacity.

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Driver Risk Assessment

Reduce Loss Costs

Offer your clients a best-in-class safety solution that gets results. Post-bind monitoring surfaces high-risk behavior, enabling timely, targeted interventions to reduce claim frequency and protect your most profitable accounts.

Leverage policyholder insights to benchmark fleets, adjust strategies by region or policyholder and uncover hidden pockets of risk.

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Driver Training | Telematics Aggregation | Policyholder Insights

Develop and Scale Risk Control

Quickly identify high-risk drivers before binding through continuous monitoring and identity verification. Dashboards give early visibility into risky fleets, enabling proactive risk management and confident underwriting decisions.

Our SambaSafety Verified program accredits fleets actively reducing risk, providing trusted signals for accurate underwriting, fewer assessments, and stronger renewals.

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Telematics Aggregation | Policyholder Insights

Accelerate Risk Assessment

Real-time data insights allow loss control teams to adjust strategies by region or fleet, to help underperforming accounts and protect profitable ones.

Continuous portfolio insights and benchmarks help loss control focus by region or fleet. Use the data to coach underperformers and provide consultative guidance that keeps top fleets stable and profitable.

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Driver Training | Telematics Aggregation | Policyholder Insights

The SambaSafety Risk Cloud transforms how insurers and policyholders collaborate to improve combined ratios and reduce driver risk.

Our robust architecture aggregates billions of raw data points from diverse sources into a comprehensive risk profile for each individual. This complete visibility fuels a unique suite of capabilities that enable insurers to make confident, data-driven recommendations to boost profitability and support policyholders.

Elevate underwriting precision
Combine critical policyholder data for a bird’s-eye view
Dig deeper to advise policyholders on existing risk

NATIONWIDE ACCESS

SAMBASAFETY

50-state DMV access, 4.7M+ drivers continuously monitored and thousands of data sources provide the most reliable, current picture of driver risk.

Other Providers

35-48 state coverage forces insurers to juggle multiple vendors or accept blind spots. Vendors rely on legacy DMV connections, dated records or incomplete data streams.

TRANSPARENCY

Waived fees when a driver is not found in our public record database, reinforcing our commitment to transparency and customer value.

Competitors charge even when no data is returned.

FRICTION-FREE

Flexible contract terms, à la carte products and adaptable API workflows integrate seamlessly into existing insurer ecosystems.

Rigid bundles, legacy contracts and outdated APIs make integration and customization slow and costly.

MAXIMUM FLEXIBILITY

Access violation activity up to five years through our web-based application or via an API. Empower your team with valuable insights and drive more confident decision-making.

Static reports and basic filters require manual effort, slowing underwriting workflows. Inflexible rule sets prevent custom thresholds and create noise.

DATA SOURCES & NETWORK

SambaSafety is the industry’s only provider to offer a national MVR network, national license monitoring, federal CSA monitoring and telematics aggregation on a single platform. We’re integrated with over 3,000 global, national, regional and local data sources.

No other company has complete access to these unique and highly complementary data sets.

Additional Services

SambaSafety’s comprehensive suite of capabilities helps businesses and insurers navigate the complexities of risk management and mitigation, all via the SambaSafety Risk Cloud.

Other MVR companies have limited or disconnected services. Many providers focus only on MVRs without comprehensive driver risk management capabilities.

Customer Support

SambaSafety's dedicated team of insurance experts provides hands-on customer support to insurance teams so that they can maximize their use of our platform.

Other providers offer basic customer support with limited industry expertise. Many rely on third-party support partners without specialized insurance knowledge.