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SambaSafety vs. TruckerCloud

Learn why top insurers and brokers trust SambaSafety for their commercial auto insurance telematics programs.

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Telematics Data Alone Won't Stop Your Next Loss

The best fleet risk platform doesn't just connect you to telematics data. It bridges insurers and policyholders with complete compliance intelligence and the tools fleets need to become better risks.

SambaSafety's Approach

SambaSafety's Risk Cloud bridges the gap between fleet policyholders and insurers, delivering value to both parties. For insurers and brokers, we aggregate telematics behavioral data with critical compliance intelligence from over 3,000 sources, including continuous MVR monitoring, DOT inspections, more than 100 telematics and camera integrations, and crash history. All sources are aggregated into a single Risk Index that provides predictive insight into portfolio risk. For fleet policyholders, we provide evidence-based training modules tailored to specific driver behaviors, giving them the tools to actively reduce risk and improve performance. This dual approach supports insurers' risk consulting goals while empowering fleets to become better risks, creating a true partnership that prevents losses before they happen. 

TruckerCloud's Approach

TruckerCloud connects insurers to telematics and camera data from over 100 in-cab device providers like Motive, Samsara, and Lytx. Their platform focuses on streamlining behavioral analytics, crash alerts, and mileage reporting to support faster underwriting and claims processing. While valuable for accessing real-time driving data, TruckerCloud doesn't monitor violation history, license suspensions or CSA compliance—the off-road risk factors that often predict on-road losses. And without integrated driver training for fleets or risk consulting capabilities like portfolio-wide insights, the platform delivers data, but not the partnership framework or tools insurers need to actively reduce risk that improves their book of business.

 

How SambaSafety Compares to TruckerCloud: Comprehensive Risk Data vs. Vehicle Tracking

There's enough risk out there, and you deserve all the data you need to make informed decisions.

 

PRIMARY FOCUS

SAMBASAFETY

Built for insurance underwriting and loss control teams with complete driver activity for bind/renewal decisions, ongoing monitoring and loss control.

TRUCKERCLOUD

Telematics aggregation platform focused on vehicle tracking and post-incident data collection (FNOL). Lacks underwriting-specific features necessary for comprehensive risk assessment.

Comprehensive Driver Risk Intelligence 

Provides driver-level data, such as license suspensions, which are critical for underwriting decisions. 

Vehicle-centric data only. Lacks automatic license and violation monitoring. 

MVR & Driver-History Integration 

Built-in MVR and driver history services for complete risk profiles. 

No MVR or driver history capabilities, requiring insurers to implement additional providers. 

Insurance Industry Expertise & Thought Leadership 

Committed to advancing the industry through free annual research on telematics trends and expert consultants.

No evidence of industry research. 

TSP Network Coverage & Market Reach 

100+ integrations with Telematics Service Providers (TSPs), ensuring a wide market coverage of the commercial vehicle market. Provider-level relationships ensure comprehensive coverage plus 90+ days of historical data. 

Lists 120+ ELD devices rather than provider integrations. Since individual TSPs often manufacture multiple ELD brands, device counts overstate actual network coverage. 

Platform Maturity & Scale 

Delivering driver risk intelligence since 1998. Processes 50+ million MVRs annually and ~200,000 trips/day from ~35 million GPS points. Supports the world's largest insurers with mission-critical reliability. 

Founded in 2018, they have a smaller customer base and limited enterprise references. A smaller team may struggle to support complex carrier implementations, custom workflows and ongoing relationship management.

Continuous Product Innovation 

Committed to continuous platform investments including AI-enhanced risk analytics and regular quarterly feature releases. 

Limited evidence of ongoing platform R&D investment, roadmap evolution or advanced analytics beyond core aggregation capabilities. 

Single-Platform Simplicity 

Eliminates vendor sprawl with one contract, one API integration, one support relationship and one unified data model covering telematics, MVRs and training.

Requires insurers to maintain separate contracts with MVR and training vendors.

Separate API integrations require IT teams to reconcile driver's identities across systems and manage fragmented vendor relationships.

SambaSafety is Trusted by Leading Insurers

Processing over 50 million MVRs and 70 million trips annually to power data-driven decisions for mid- to large- commercial auto insurers.

Claims Study: 7-Year Driver Risk Analysis

SambaSafety analyzed claims from 73,000+ drivers over a 7-year period at one of the largest multinational retail chains to measure the impact of continuous monitoring and proactive risk intervention. The results:

22%

reduction in claims frequency

50%

decrease in claims
involving bodily injury

24%

reduction in claims spend

Learn how to Evaluate Driver Risk the Smart Way

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